Ted F. was involved in an automobile crash with an uninsured driver resulting in severe and permanent spinal injuries. For nearly ten years, Ted’s insurer, Allstate, acted in bad faith and refused to honor Ted’s contract for uninsured motorist coverage.
Where did the incident take place?
N/A as this was a bad faith case—but the underlying accident occurred on Route 20 and Lake Street in Gary, Lake County, Indiana.
Who was involved in the incident?
Jimmie Woodley- driver of car that caused collision
Allstate Insurance Company- Ted’s auto insurer
Ted F. and wife- Plaintiffs- Ted was driving, no passengers
What was the cause?
Jimmie Woodley was the cause of the accident, but the verdict in this case was against Allstate, Ted’s insurer, because when Woodley’s insurance company liquidated and could not pay for Ted’s claim, Allstate refused to honor Ted’s uninsured motorist coverage. Ted’s uninsured motorist coverage was triggered once Woodley’s insurance carrier was liquidated. Ted’s uninsured motorist coverage policy had limits of $50,000.
Who do you feel is at fault?
Woodley for the accident and Allstate for not honoring its contract with Ted for uninsured motorist coverage.
What did Kenneth J. Allen Law Group do to prepare for this case?
Extensive discovery and depositions, and consulted with experts in the area of insurance contracts and bad faith claims.
Any other pertinent information you’d prefer to share?